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Coastal Windstorm Insurance Coalition BULLETIN # 3
by Lee Otis Zapp
Sunday, April 19, 2009

1.) Please visit, and alert other interested parties to visit, our new website www.cwictx.org .  This site includes CWIC bulletins, analysis and bullet reports on the major windstorm bills, and links to specifically related information.  A link to the April 7, 2009 House Insurance Committee windstorm bills hearing has been added, which includes debate of many key windstorm issues. 

2.) CWIC review of the windstorm bills which could have the most serious impact on policyholders indicates that the following bills should be OPPOSED or SUPPORTED:

OPPOSE:

SB 14, Fraser

HB 911, Smithee

HB 4733, Smithee

SUPPORT:

SB 734, Jackson

HB 2467, Eiland

HB 3853, Eiland

HB 3640, Hunter

HB 3648, Hunter

Please address your Representatives and Senators requesting that they Oppose or Support these bills.  An important additional request is to ask that they support any action by Senators Mike Jackson, and Joan Huffman, and Representatives Craig Eiland, Todd Hunter, and Larry Taylor, solidly coastal Members. 

There are 45 days left in this 81st Legislative session.  Thanks to the inspired work of our coastal Members, AND the active encouragement of coastal Texans from the Sabine river to the Rio Grande [including calls, faxes, letters, Austin visits and attendance at Committee Hearings], no bill, other than the "Sunset" bill had been voted out of committee.  The [SB 1007, Hegar, and HB 2203, Isett] "Sunset" bill, includes several unhappy provisions, but does not deal with the vital issues of TWIA rates and funding.  It is on the consent calendar in the Senate, and has been left "pending" in the House Insurance Committee. 

On April 16, 2009, however, at the end of the Senate session, Chairman Fraser suspended the rules, called a meeting at his desk, and got CSSB 14 out of the Business and Commerce Committee.  This 60 page bill is laced with new costs and many TWIA changes, cumulatively making the "insurer of last resort" much more expensive, and less available to those who are victims of insurers' abandonment, and have no alternative to TWIA. 

The policy holder's best interest lies wtih the bills authored by Jackson, Eiland, or Hunter.  More importantly, it is critical that NO bill authored by Fraser or Smithee pass either House or Senate. 

PLEASE RENEW YOUR EFFORTS TO MAKE SURE YOUR SENATOR AND REPRESENTATIVE KNOWS THAT YOU CARE ABOUT WINDSTORM INSURANCE BILLS. Suggest they consult with and consider following the lead of Representatives Craig Eiland and Todd Hunter, as well as Senator Mike Jackson. 

HOUSTON IS IN THE 'SECOND ROW' OF COUNTIES, AND IS IN LINE TO BE THE NEXT TARGET OF THE INSURANCE COMPANIES, IF THEY WIN THIS YEAR.  

For CWIC: Lee Otis "Otie" Zapp, Jr.



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